MIKA VS GURU / READER INFORMATION
Educational Disclaimer
Everything we share is for general education and information. It is not a personal recommendation or a substitute for qualified professional advice.
What this applies to
This notice covers Mika vs Guru website articles, videos linked from this site, downloads, worksheets, examples, calculations and social content. Read it alongside our Terms & Conditions. A specific warning beside a topic or tool also matters.
No individual advice or professional relationship
We do not know your complete circumstances, objectives, medical history, financial position, tax status or local rules. Our content is not individual investment, financial, medical, mental-health, legal, tax or other regulated professional advice. Reading, watching, downloading or contacting Mika vs Guru does not create an adviser-client, clinician-patient, fiduciary or other professional relationship.
Use the material to learn and formulate questions. Obtain advice from an appropriately qualified professional in your jurisdiction before decisions that require it. Neither a confident fictional character nor a detailed calculation establishes professional qualifications.
Trading, investing and money
Markets involve risk. You can lose some or all of your capital, and leveraged positions can create losses beyond your initial deposit. Prices, liquidity, fees, taxes, borrowing costs and execution conditions can change. A stop order, diversification or a risk formula cannot guarantee a maximum loss or profit.
Discussion of an asset, strategy, broker, platform or product is not an offer, solicitation or recommendation to buy, sell or use it. Past performance does not guarantee future results. Backtests, simulations and hypothetical examples have limitations and may omit real-world constraints. Illustrative returns, income and savings are not promises or typical results. Verify assumptions, documents and costs independently.
Health and wellbeing
Our health material explains research; it does not diagnose, treat, cure or prevent a condition. Do not start, stop or change medication, supplements or treatment because of our content. Do not delay professional care or disregard medical advice. Animal, laboratory and preliminary human findings may not apply to you, and a study result is not proof of product safety or effectiveness.
If you may be experiencing a medical or mental-health emergency, contact your local emergency services or an appropriate crisis service immediately. This website and its social channels are not emergency services.
Evidence, examples and AI
Mika and Guru are fictional, AI-created presenters. AI tools may assist research, drafting and production. Sources, dates and examples are supplied to help you inspect claims, not to imply that every statement has been independently certified. We can make mistakes. Research, product details, laws and market conditions change; the date on an article is not a promise of continuous updating.
Invented calculations and scenarios are labelled. Unless explicitly documented otherwise, they are not our investment results, patient experiences, customer outcomes or original experiments. Our checklists are educational methods, not validated clinical tools or regulatory approvals.
Tools, templates and external services
Check calculations and adapt templates to your circumstances. Outputs depend on your inputs and the stated assumptions. A worksheet cannot determine suitability, meet every legal requirement or guarantee an outcome. Links take you to third parties with their own terms and privacy practices; we do not control their content or availability. A link or citation alone is not an endorsement.
Commercial relationships
Where content is sponsored or uses affiliate links, the relevant content should identify that relationship clearly. A disclosure does not make a product appropriate for you. Check any separate price, licence and purchase terms before paying for a service or download.
Responsibility and your rights
You remain responsible for your decisions and for checking information before acting. To the extent permitted by applicable law, content is supplied without a promise of accuracy, completeness, uninterrupted availability or suitability for a particular purpose. Nothing here excludes liability or limits consumer or other rights that cannot lawfully be excluded or limited, including liability for fraud or fraudulent misrepresentation, or death or personal injury caused by negligence where such an exclusion is prohibited.
This notice does not make harmful conduct lawful or remove duties imposed by law. The limits in our terms are subject to the same protections.
Corrections
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