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THE LEARNING LIBRARY

Health and science.
Read beyond the headline.

Our focus is health and science: start with the research guides below. Our earlier guides on money, trading, technology, creativity and practical skills remain available in the wider archive.

Health & Science

Explore sleep, creatine and the gut microbiome through original research. Separate study findings from product claims and personal health advice.

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The wider archive

Explore our earlier guides across markets, technology, creativity and practical skills.

Trading

Learn how to read trading records, calculate risk, test strategies and review decisions with worked examples and official sources.

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AI trading bots

AI Trading Bots: Check the Evidence Before the Return

Evaluate an AI trading bot with a worked cost example, a record-quality checklist and a practical review of account access, losses and stop conditions.

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trading expectancy

Trading Expectancy: Why Winning Often Can Still Lose Money

Calculate trading expectancy after costs with two worked trade logs. Understand win rate, average loss, break-even win rate and the limits of small samples.

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trading drawdown

Trading Drawdown: The Recovery Maths You Need Before a Loss

Work through drawdown and recovery calculations, distinguish deposits from performance, and build a practical review rule before increasing trading risk.

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leveraged ETFs

Leveraged ETFs: What a Daily Reset Does to Your Return

See why a leveraged ETF’s daily target does not imply the same multiple over a month. Work through rising, falling and round-trip price examples.

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Practical guide

Stock Market Basics for Beginners

Learn how stocks, exchanges, bid and ask prices, and market orders work, with practical examples and the risks to understand before your first trade.

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Practical guide

How to Read Candlestick Charts Without Guessing

Understand candle bodies, wicks, timeframes and context without treating a single shape as a prediction.

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Practical guide

Position Sizing in Trading: Formula and Examples

Calculate position size from account risk, entry price and stop distance. Follow three worked share-sizing examples and check the limits of the formula.

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Practical guide

Stop-Loss Orders: Stop-Market vs Stop-Limit

Compare stop-market and stop-limit orders with worked examples. Understand trigger prices, slippage, gaps and why a stop does not guarantee your exit price.

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Practical guide

Paper Trading: How to Practise Without Fooling Yourself

Build a realistic trading simulation with written rules, costs and review criteria.

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Practical guide

Trading Journal: Improve Your Decisions

Record plans, executions, context and rule adherence so your review produces usable evidence.

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Practical guide

Backtesting Trading Strategies Without Cheating

Learn how rules, costs, look-ahead bias and out-of-sample testing affect a backtest.

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Practical guide

Revenge Trading: Break the Loss-and-Chase Loop

Recognize revenge trading and build mechanical pauses that protect your decision process.

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Personal Finance

Read practical money guides on investing, costs, diversification and scam prevention. Work through the numbers before deciding.

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dollar cost averaging

Dollar-Cost Averaging: A Lower Average Price Can Still Mean a Loss

Work through dollar-cost averaging in a falling market. Separate contributions, average purchase price and returns before trusting a recovery chart.

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bank text scam

A Bank Text Asks You to Move Money. Here Is the Check to Run.

Recognise a bank impersonation message, verify a warning through an independent route and prepare the information your bank needs if money has moved.

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Practical guide

Compound Interest Explained With a Simple Example

Understand how returns can build on earlier returns and why rate, time and consistency matter.

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Practical guide

Diversification in Investing: Uses and Limits

Learn how spreading exposure can reduce concentration risk without eliminating market losses.

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Practical guide

Investing vs Trading: Different Jobs, Different Timeframes

Compare investing and trading by objective, holding period, evidence and risk management, and see how one can accidentally turn into the other.

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Practical guide

What Is Inflation? Why the Same Money Buys Less

Understand price-level changes, purchasing power, and why one household's experience can differ from an economy-wide index.

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Practical guide

Active vs Passive Investing: Did Your Fund Beat the Benchmark?

Use the September 2026 SPIVA findings to ask better questions about active vs passive investing. Compare the right benchmark, period, return basis and fees.

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AI & Technology

Explore AI learning, productivity, safety and emerging computing with practical checks and evidence you can inspect.

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AI voice scams

AI Voice Scams: Verify the Request, Not Just the Voice

Prepare a family and workplace verification routine for urgent calls. Learn why a familiar voice or a secret word cannot be your only identity check.

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biological computing

Biological Computing: A Real Experiment Is Not Yet an Investment Case

Separate neuron-computing research, a commercial product and an investable security. Use a worked exposure example before chasing a breakthrough headline.

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Practical guide

What Is Generative AI? A Practical Explanation

See the input-to-output anatomy of one generation, a worked prompt, and why fluent output still needs a human check.

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Practical guide

AI Hallucinations: Definition and How to Check Them

What are AI hallucinations? Learn what NIST calls confabulation, spot unreliable claims and use a five-step routine to check an AI answer against sources.

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Practical guide

AI Agents Explained: Tools, Memory and Autonomy

Map an agent's permissions, add human checkpoints by risk, and see why memory needs a precise definition.

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Practical guide

How to Compare AI Model Performance: 5 Tasks

Compare AI model performance with five repeatable tasks, a scoring rubric, and checks for accuracy, latency, cost and repair time. Includes a worked evaluation.

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Practical guide

How Does Age Verification Work Online?

How do apps know you are over 18? Explore age verification, selfie estimates, ID checks and privacy, with Mika vs Guru and official sources.

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Practical guide

AI and Learning: Can You Explain What It Just Did?

A 2026 coding study separates completing a task from learning it. Try a teach-back test, a changed example and an error check before trusting your understanding.

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Practical guide

AI Productivity: Start the Clock Before the Prompt

Does AI save you time? Use a worked time log that includes prompting, verification and repairs, and read what METR’s 2026 research actually measured.

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Practical Skills

Build useful habits for learning, checking claims and making decisions under uncertainty.

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Creativity

Turn creative skills into a clearly scoped offer. Work through pricing, costs, time and small tests before making income claims.

Explore Creativity →